Top 8 Digital Wallets To Go Cashless In Bangladesh

The emergence of mass availability of smartphone and internet has opened the door to many unimaginable realities. Something that wasn’t even a possible idea a few years back, has now become obvious reality.

Digital Wallet is one of those. Who thought of keeping your cash at the bank and carry all your transactions without single cash in hand? Digital Wallet system has actually become a reality every single day.

With already a widely used E-Wallet service like bKash, we are exposed to many other similar online payment systems and mobile wallets. Here are top 7 Digital Wallets for cashless transactions in Bangladesh.


1. bKash

bKash is an initiative of Brac Bank Ltd. It is by far the most widely used online payment and money transfer option in our country. Because of its simplicity, convenience and wide availability across the county, it has become so popular.

Recently bKash has developed its first ever mobile phone App. The app can be downloaded on both iOS and Android platform. It has given the online transaction system a new dimension and geared up the speed.

You need a bKash account to use the app. You can always open an account with your phone number at your nearest bKash agent for free.

You can send money, receive or request money to another bKash number, buy mobile phone airtime and pay at thousands of merchants with the bKash app. Most of the top online shops accept bKash payment.

2. iPay

iPay is the first online payment platform in Bangladesh. Based on App, both available on Android and iOS platform, iPay may be the easiest way to financial transactions.

You can link your iPay account with your bank and instantly send money from your bank to your iPay account or withdraw your money from iPay account via your bank. You can pay for any type of purchase from different business accounts registered with iPay.

iPay users can send money among themselves, making it easier for users to get instant money while running low on balance.

3. Rocket

Rocket is an initiative of Dutch Bangla Bank Ltd. You can quickly open a Rocket account with your phone number at any Rocket agent, or you can open one at any Dutch Bangla Bank branch.

With a Rocket account, you can do multiple online transactions on the go. You can pay your bills of various organizations using this payment option. More to that, if you are buying something from anyone who is a Dutch-Bangla Bank authorized merchant, then you can pay the bill to the Merchant using your Rocket account.

You can withdraw your money from your Rocket account anytime from any agent and DBBL ATM booth. You can also top up your mobile airtime by Rocket account. Sending money to your fellow Rocket account holder or any Dutch Bangla Bank account is also as easy as pie.

4. NexusPay

NexusPay is a Dutch Bangla Bank initiative. It is a complete digital wallet that you can use for your everyday transactions. After installing the app on your phone, just simply add your credit/debit cards to this app by following a few simple steps. Not only you can add any DBBL debit /credit card, but also you can add other banks’ debit/credit cards as well.

Using NexusPay, you can pay different bills and make payments for many online/offline shopping. You can also send and receive money to/from other NexusPay account holders any time any place with the app. Add your Rocket account as well to the NexusPay app and you can also send money to your Rocket Account and vice-versa.

Recharging your mobile phone balance is as easy as pie on Nexuspay. Just type in the number or select the contact no from your contact and put the amount you want to recharge. Enter the pin and that’s it, within seconds, your phone balance will be recharged. It is straightforward to get a mini statement of your account in a single tap with NexusPay, so that you can keep track of your income and expenditure, anytime, anywhere.

5. Upay

Upay is a digital wallet by United Commercial Bank Limited (UCB), Bangladesh. For the first time here in Bangladesh, Upay uses secured technologies like Blockchain and QR code to secure all financial transactions. You can register for an Upay account from its mobile app.

You can use Upay to make payments for anything you purchase from online and offline Merchants. You can also avail services like mobile recharge, bill payment, money transfer, ticketing, loan repayment, inward remittance, insurance premium, payment of salaries, social benefits, etc.

You can carry on any kind of transactions with the Upay app without any help of cash or card. Just download the app on your Android/Apple phone and go digital.


GPAY is an e-wallet for GrameenPhone customers. You can download the app from play store or app store, or you can register by dialing *777# from any mobile handset. GPAY allows you to make payment easier. You can pay your utility bills, like Gas, Electricity and Water bills with GPAY.

You can also buy train tickets by GPAY app. You can top up your GP sim with GPAY as well. Currently, 6 banks are offering cash in facilities to Gpay – DBBL Rocket, mCash, MYCash. IFIC Bank Ltd, Oka Banking, UCB Ltd. You can use any banking option to refill your Gpay and start paying your bills.

7. is solely dedicated to mobile phone recharge. You can recharge your balance from anywhere anytime 24/7 with zero extra charges. Instant e-mail confirmation and electronic invoice for every transaction make it cooler.

Easy is the first electronic gateway for prepaid and postpaid airtime recharging service for the mobile and internet users of Bangladesh. Now it serves the users of all Telecom Operators for online air-time recharge along with the Internet users of Qubee and Banglalion for both prepaid and postpaid bill payment.

You can pay at with Visa, Mastercard, Amercian Express, Q-Cash, DBBL Nexus, CItyTouch, Brac Bank, Rocket, bKash, Payza and many more banking channels.

8. Dmoney

Dmoney is a digital financial service that helps you link up your bank account to your phone and make online transactions through your smartphone. It has all the up to date online money exchange options like cash in/cash out, mobile airtime top-up, utility bills payment, merchant payment, insurance premium payment, mobile wallet money transfer, bank account integration, third-party software integration, cash withdrawal from bank accounts, tuition fee payment, NFC payment, QR payment, charity and donation, international remittance, and other payment services.

Domoney has recently signed affiliation with Al-Arafa Islami Bank to launch the first ever Digital Islami Wallet with an aim to include everybody in the country in a digital financial system.

Surely, you would definitely not like to be left out in this electronic transactional revolution. It is arguably safer and easier than the cash transaction. Go on and register to one of these mentioned E-Wallet and safeguard your money with the easiness of transactions.

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