7 Best Mobile Banking Apps In Bangladesh (2020)

The world is on our palms due to smartphones and the internet. There are apps for almost anything like shopping, food ordering, doctor consultation, transport, and you name it.

Banking is no different. Now you don’t have to visit banks physically for transactions and even for opening accounts. All these can be done by using the internet.

With the rise of digital wallets like bKash and Nagad, more and more banks are introducing their banking apps.

Here we will be sharing a list of 7 best mobile banking apps in Bangladesh.

1. Rocket 

Rocket is a Dutch-Bangla Bank Mobile Banking Application. Anyone with an Android or iOS phone of any telecom operator can use this app.

Upon registration, the options that you get to see are- Top Up, Bill Pay, Merchant Pay, Send Money, Cash Out, Bank Transfer, Remittance, Bank Inquiry, Mini Statement. 

Cash in and out is very easy as most of the small department stores can help through their service. Bill payment and buying products are also quite efficient through Bill Pay and Merchant Pay. Bank Transfer from a personal DBBL account to other accounts is possible. Cash In from DBBL ATM card and app is also possible. You can send money to any Rocket account holder instantly. To keep a tab on all the transactions, check Mini Statement option. 

2. Citytouch

Citytouch is the digital banking wallet of The City Bank Limited. It offers simple banking solutions for its valued customers. According to the reviews, this is the best mobile banking app in Bangladesh. To get this easy banking solution one needs a Debit or Credit card of an active account of City Bank.

This app supports both Bangla and English. Upon registration, the options are mainly on the Transfers and Payments tab. The Transfers tab offers- City Bank Account, Other Bank Account, Cash by Code, Email Transfer, Transfer to bKash, Beneficiary Management, Favorite Transfer, Transfer History. The Payments tab offers- Mobile Recharge, City Credit Card, Value Added Services, Visa Instant Payment, Beneficiary Management, Favorite Payments, Payments History

This app offers multiple benefits for its customers. Two-factor authentication and user security as well as personalization, customization and transaction security check by customers are offered for highly secured service. Deposits, loans, multiple card management, creating fixed deposits can be done through this app. Fund transfer, money transfer, bKash cash in, mobile recharge can be managed through the app. Various bill payment and purchasing products run smoothly here. Air tickets can be purchased easily. This app is also used for paying bills of any VISA, Master or Amex credit card that have been issued in Bangladesh and transferring money to 18 enlisted bank’s VISA cards. Nearest City Banks ATMs and branches can also be located with this app.

3. SC Mobile Bangladesh

SC Mobile Bangladesh is Standard Chartered Bank’s internet banking app featuring easier banking solutions for their customers. This app is available on Android or iOS phones for Standard Chartered customers. Upon registration, the options are Accounts, Credit Cards, Personal Loans, Mortgages, Insurances, Investments

Bio-metric log in service, paying bills and money transfer are among its features. Transaction history tracking is among its best usages. Banking alerts and promo offers are directly delivered to its app inbox. Sending money to bKash account is also possible from this app.

4. EBL Skybanking

Eastern Bank Limited is the bank that has introduced the app EBL Skybanking for mobile phone-based service for their clients. Android and iOS smartphone users can download this app on their phones if they have an account in Eastern Bank. According to the ratings, this one is the second-best rated mobile banking app. Registration can be done both ways- with cards or without cards. Upon registration, the features that are seen- Banking, QR Payment, Fund Transfer, Bill Pay, Priority, Benefits, ZIP Partners, Local EBL, Message Center, Contact EBL, Help, Augmented Reality, Products, Exit. 

Transferring fund from credit card and EBL prepaid card to EBL, other bank or bKash account is done through this app. EBL credit card payment, top up from one EBL Prepaid card to other, utility bill payment, fingerprint login are its options.  Instant mobile top-up and if help is required, appointments can be reserved through this app. Augmented reality helps in locating nearest ATM booths and branches.

5. MTB Smart Banking

MTB Smart Baking is the online banking service for Mutual Trust Bank customers. This app can be used with both Android and iOS smartphones. The tabs shown before logging in are- LOG IN, MTB PRIVILEGE, MTB CARD OFFERS, MTB LOCATIONS, CONTACT US, FAQ. The options displayed after login/registration are- ACCOUNTS, FUND TRANSFER, BILL PAY, CREDIT CARD, MOBILE RECHARGE, MPAY (QR PAYMENT), CHEQUE BOOK, CONTACT US. The transfer option has specified separate options- FUND TRANSFER(MTB), OTHER BANK TRANSFER(NPSB), OTHER BANK TRASNFER(BEFTN), BKASH TRANSFER.

This app is popular for its smooth operation. Among other features, requesting for cheque books through this app is very convenient. Detailed account statements can be accessed and fund transfer to other MTB bank accounts, facility of mobile top-ups, utility bill payments are some of its services. This app provides credit card services and bill payments as well as location finder for all MTB Branches and ATMs. 

6. mCash

mCash is the online banking service of Islamic Bank Bangladesh Limited. Android smartphone users with an IBBL account can avail services from this app. It’s a pretty straight-forward app with basic transaction services. Upon registration, the tabs that are shown are- Send Money, Mobile Topup, Cash Out, MY mCash, Bank Transfer

This app helps in sending money from one mCash account to the other. Mobile recharge can also be done. Money transfer from IBBL account to mCash and from mCash to IBBL account both are possible. Mini statements, activating ATM cash out and changing ATM pin are some of its other services. This app has a lot of potential to add better services for its customers in upcoming days. 

7. Islamic Wallet

Islamic Wallet is the Shariah based Mobile Financial Services that has been introduced by Al-Arafah Islami Bank Limited. Customers money is promised to be safe with Islamic Wallet with most rigorous security, standard requirements under Shariah Board for regulations. Android smartphone users can download this app and enjoy its services. Upon registration, the features are- Balance (Send, Pay, Add, To Bank), Top-Up, Family Pay, Loyalty, Request Money, Vehicle Security, Food, Vehicle Solution, Movie Ticket, On Demand, Insurance, Health, Books

This app provides a lot of innovative services other than the conventional services that are provided by other mobile banking apps. Cash in, Cash out, fund transfer from both account and cards, utility bill payment, top-up or mobile recharge, loan instalments, merchant payments, insurance premiums, pay roll are some of its services. Taxes, fees and government duties can be paid through this app. Payments from government like- subsidies, freedom fighter allowances, social welfare payments can be availed through this app. 

Ticket service, vehicle security, food, health, movie tickets are some of its unique features. There are some added terms and conditions for following through Shariah Compliant Services.


With the digitalization of this world, the arena of mobile banking is growing day by day and consumer demand is expected to increase.

From trading stocks to investors as well the safety of one’s fund has to be considered while choosing a bank. With so many options, one is bound to find the bank most suitable for his/her requirement. That’s where mobile banking apps of different banks step in to attract the consumer with its own features that are more simple and adaptable to use. 

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